Furry refers to any item of clothing or footwear that is lined, covered, or adorned with a dense coat of fine silky hairs. Items lined with fur tend to be very breathable as well as warm, which makes them very suitable for winter wear.
About Tops:
Tops are an item of apparel that refers to all garments that are worn to cover the torso. Tops may, or may not include sleeves to cover the arms.
About Vests:
Vests are garments resembling jackets only without sleeves, they are worn to add warmth without a full jacket. Vests may also be made of lightweight materials as a fashion item.